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Investing For Capital Growth
Investing For Income
Online Investments Quote
Investment Glossary
Frequently asked Questions about investment:
Have you ever wished that you could you make your money work harder for you?
Have you worked hard all your life just to see your savings sit in your bank account accumulating interest at about or 2 or 3 percent per annum?
Do you have a large sum of capital want to retire but not sure how to turn that capital into a regular income?
There are three main reasons that an individual would want to invest their savings. The first is for income, the second is for capital growth and the third is for a mixture of the two.
I have £30,000 I wish to invest and friend of mine told me it would be better to invest it offshore, is this true?
Investing money offshore does have its advantages, the most significant one being the tax treatment of the fund you may be invested in. However investing offshore does limit your choice in how you can invest your money. You should always seek Independent Financial Advice before investing offshore .
I have a lump sum to invest and would like financial advice regarding it, how much do you charge?
The Financial Services Authority allow us to charge our clients in two different ways. You can either have work done on a commission basis where we receive money from the product providers for policies we recommend or you can choose for us to work on fee basis. When working on an hourly fee basis all money owed to us for recommending product providers we be reimbursed into your plan. It is always your chose on which way you wish to proceed.
Will you only be able to offer me advice on one investment house's products?
No, as Independent Financial Advisors we have access to every product available on the market and as such when can offer you completely unbiased advice based on your needs.
I have recently retired and have no pension in place. I have savings of about £200,000 and require an income of about £20,000 per annum, is this possible?
It is certainly possible to provide you with an income investing your £200,000, however, you stat that you require an income of 10% per annum of your initial capital. It would be difficult to obtain such a high percentage without eroding your capital. The first thing you need to do is seek Independent Financial Advice.
Is it possible that my investment portfolio will go down in value?
Yes it is a possibility, it depends on how well your policies perform. With all investments the value of your investments can go down as well as up.
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